Russia

Car Loan - is a form of the target (for specific purposes) credit, implying funds for the purchase of a car, whether new or well-maintained.

Car loans can be formalized in the Bank or in the showroom. And best of all in the bank - it is like having additional offices where you can repay the loan and bank guarantee for the obligations, as well as open and transparent interest rate. In showrooms, recently appeared and credit departments of the Bank. Without the involvement of the bank loans are issued only large and well-developed motor shows, which have in their composition of the financial department.

Requirements to be met by the borrower: Citizenship of the Russian Federation. The presence of permanent residence or temporary registration for a period of credit. As well as the presence of a permanent job for at least 3 months. And age - 19 years.

Documents required for registration of a car on credit: Passport - copies of all pages of the passport spouse (if married) - copies of all the pages. The second document - a passport, driver's license, certificate of INN assignment. Employment history, copies of all pages, certified by the personnel department. Or an employment contract. An income statement - 2NDFL or shape of the bank. For individual entrepreneurs (IP) to a certificate of registration IP, TIN, tax returns for the last two reporting periods with a mark of acceptance. The more you "tell" the bank about yourself, the more likely you will be given credit.

The loan can be taken for a period of 1 to 7 years. That's the only difference will be in the interest rate and monthly payment. And no matter how long you took the loan, you can pay off early. And this car is sure to be insured, for this is a contract or CTP casco.